Insurance for the Food & Beverage Industry
Fast Casual to Fine Dining to Franchises to Craft Breweries - We can do it ALL
Our Specialties
Fast Casual
Fast Casual
Fast Casual
There's nothing "casual" about the popularity of this segment, nor the complexity of insuring them well. We will be your insurance ally.
Franchises
Fast Casual
Fast Casual
We can help simplify the complexities of the franchise process - in particular the insurance portion - so you can focus on being successful.
Hospitality Groups
Hospitality Groups
Hospitality Groups
We can help you leverage the size of your organization to drive results in pricing, coverage and ease of use.
Craft Breweries
Hospitality Groups
Hospitality Groups
As home-brewing becomes an enterprise navigating large scale production and distribution issues... and Insurance - we can help!
Our Difference: More Than Just Insurance!
Global Capabilities
Health Insurance & Employee Benefits
Global Capabilities
Insurance Office of America (IOA), dba IOA Insurance Services in California, is a full-service insurance agency founded in 1988 by John Ritenour and Valli Ritenour. Today, IOA is led by Chairman and CEO Heath Ritenour, and it is one of the fastest-growing independent agencies in the United States.
Company Snapshot
Health Insurance & Employee Benefits
Global Capabilities
- IOA is ranked 11th on Insurance Journal’s 2020 Top 100 Independent Property/Casualty Agencies report
- IOA is ranked 25th on Business Insurance’s 2020 100 Largest Brokers of U.S. Business list.
- IOA was named a National Underwriter Agency of the Year in 2018.
- Headquartered in Longwood, Florida
- IOA has more than 1,300 associates located in ov
- IOA is ranked 11th on Insurance Journal’s 2020 Top 100 Independent Property/Casualty Agencies report
- IOA is ranked 25th on Business Insurance’s 2020 100 Largest Brokers of U.S. Business list.
- IOA was named a National Underwriter Agency of the Year in 2018.
- Headquartered in Longwood, Florida
- IOA has more than 1,300 associates located in over 60 branch locations in the U.S. with offices in Belfast and London.
Health Insurance & Employee Benefits
Health Insurance & Employee Benefits
Health Insurance & Employee Benefits
We make a major difference in your Employee Benefits experience:
- Riskscore – What are your areas of improvement?
- Compliance Review
- In house Wellness Specialist
- Electronic Open Enrollment Support
- Complimentary Full Service Benefits portal with carrier and payroll connection
- Complimentary HR Support
- Claims Support Staff
- ACA Support
- Info on Level Funded Health Plans
Claims Management / Loss Control
Claims Management / Loss Control
Health Insurance & Employee Benefits
Do you know how much of your insurance dollar you can control?
Has your agent ever had a discussion with you about soft costs?
LMS & RiskScore
Claims Management / Loss Control
LMS & RiskScore
Quoting once a year is nice and all...
But what if your agent employed an entire team of professionals on your behalf to make your operations Best in Class?
Partnerships
Claims Management / Loss Control
LMS & RiskScore
Global Capabilities.
Local Partnerships.
Commitment & Integrity.